Although Zambia's deteriorating macroeconomic situation has created a difficult environment for business, it also creates opportunities for the emergence of small- and micro-enterprises. Recent government policy reforms affecting these firms are discussed along with existing programs for credit, training, technical assistance, and common-site facilities/business incubators. The current programs are limited in scope relative to the potential demand and qualitative improvements are needed. Time-phased options for assisting small- and micro-enterprises are discussed.
